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 Message from our Chairman 

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This is a year to celebrate at IBC Bank. Fifty years ago, in 1966, A.R. Sanchez, Sr., along with other Laredo entrepreneurs, founded IBC Bank as a community-focused institution. In the 1980’s, we began to expand throughout South Texas, eventually growing to serve 87 communities across Texas and Oklahoma.

We kicked off our 50th year in Laredo, where it all started, by celebrating our 20th annual sponsorship of the IBC Youth Parade Under the Stars. IBC Bank employees were chosen as the event’s parade marshal in recognition of their service to Laredo and the community. I couldn’t be more proud of the “We Do More” spirit our employees exhibited during the parade.

As IBC Bank celebrates its 50th year in business, I’m often asked what has changed the most. The financial services industry has certainly gotten more complex and technology has advanced tremendously, but I’d have to say the growth of our retail services and our international business have to be the two most significant changes I’ve seen. From our beginnings with one branch in Laredo, we’ve moved into 87 communities across two states with assets in excess of $11 billion. would be difficult not to be amazed by that growth.

What's even more amazing to me is what hasn’t changed, the people. I still see people every day who I’ve been doing business with for four decades. It’s very satisfying to see a grandfather who started the family business years ago when he was a young man still doing business with us. You see his son following in his footsteps and he continues to trust us with that legacy. And now, he’s bringing the third generation of the family with him to the bank. It means the world to me that we’ve been able to maintain those relationships and see them passed down through the family. Those folks have entrusted their family’s future to us. We have hundreds of those kinds of relationships and every one of them is at the heart of what we do.

You don’t achieve that kind of success without the support of the businesses and people you’re serving and the thousands of people who have been a part of IBC over the years. Our employees, and their commitment to the bank’s “Do More” philosophy, have enabled IBC to become more than just a financial services company. We’re proud to be part of the communities we serve and we’re dedicated to their growth and their success.

In addition to the satisfaction of knowing we’ve helped thousands of individuals start and grow businesses, buy homes, give their children a quality education and enjoy a secure retirement, I’ve seen entire communities flourish

It's gratifying to know our financial education programs have given families the money management tools they need. The virtual communities we’ve created in elementary schools across Texas and Oklahoma in recent years are giving children the experience they’ll need to operate businesses and manage their finances in real-world settings. They learn basic lessons like how to balance a checkbook, but perhaps even more importantly, they learn how to partner with their neighbors to create a better society.

When A.R. Sanchez helped found the bank in 1966, he couldn’t have imagined how it has grown and the impact it’s had. He would be especially proud of the hundreds of thousands of dollars in scholarships that have been awarded in his name to aspiring students who might otherwise have not been able to realize their dream of attending college.

Thousands of IBC and Commerce Bank employees have donated countless hours and dollars during the past 50 years to community service organizations such as the American Red Cross and the Salvation Army. They’ve also supported business organizations like chambers of commerce and international trade groups to ensure the future of those communities. By taking leadership positions and providing financial and operational resources, IBC has invested five decades in the people it employs and the communities they serve.

I'm encouraged, as I envision the next 50 years, that we’ve been able to stand by the principles that went into the bank’s founding and weather the financial storms of recent years. And while there are certainly more challenges to come, there are also opportunities. I believe IBC Bank’s best days are ahead. We’ll continue doing the right things, for the right reasons, in the right places to move ourselves, our industry and our neighbors forward. That’s living the IBC “Do More” philosophy. I look forward to each of the communities across Texas and Oklahoma joining the 50-year celebrations this year and continuing to exemplify IBC’s “Do More” philosophy.