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 Check 'N Save Plus (Money Market) 

IBC's Check 'N Save Plus (Money Market) offers the following:

Check 'N Save Plus (Money Market) Overview 
Maximize your investments with IBC's tiered variable rate of interest.
Easy to get started
Interest is calculated using the investable balance.
FREE IBC Voice
FREE IBC Bank Online
IBC Link

Account Requirements and Service Fees

  • Maintain an average collected balance of $5,000 to avoid service charge
  • $10.00 service charge per month if minimum balance is not maintained
  • $0.25 per debit posted; $0.20 per credit posted
  • $0.08 per item deposited that is drawn on IBC Bank/Commerce Bank; $0.12 per item deposited that is drawn on another bank
  • Postage fee based on number of enclosures
  • Requires a minimum daily balance of $2,500 to earn interest. Interest is calculated using investable balance. The investable balance is calculated by using the average balance less uncollected funds, less reserve requirement and a premium assessment factor.
  • Transactions on Money Market Accounts are limited by law. Telephone, third party (checks, drafts & debit card transactions) and preauthorized transfers are limited to six per month. Preauthorized transfers include, but are not limited to, transfers processed through IBC Voice, IBC Link and IBC Bank Online. If transaction limits are exceeded on more than an occasional basis, the account type may be changed or account may be closed. Transactions made through Automatic Teller Machines (ATM) or in person over our teller window are unlimited.
  • If third party checks written per statement cycle exceed 6, a $10.00 fee is assessed per check regardless of the minimum daily balance, and your interest is forfeited.
  • Business Line of Credit available