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In Business For Business Static

 Direct Deposit Service 

Your company can save time and money by directly depositing paychecks into your employees’ bank accounts. Direct Deposit is convenient for your employees, while reducing the time required in reconciling your monthly statement. In addition to payroll transactions, the ACH credit service can be used for employee reimbursements, commissions, bonuses, pension payments, shareholder dividends and other payment types.


  • IBC’s Direct Deposit payroll service uses the standard NACHA file format that is available from most payroll systems
  • Using IBC Link, IBC’s Online Business Banking System, files can be sent directly from your payroll system or from a template that is available online


  • Reduces payroll costs and makes account reconcilement quick and easy
  • ACH transaction costs are lower than payroll check transaction costs
  • Minimizes or eliminates costs associated with stop payments and check reissuance
  • Convenient for employees who frequently travel for business

For more information, please contact an IBC representative or visit your nearest IBC branch.