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Deposit Express

 Payroll Cards 

The IBC Payroll Card is designed to take the place of a paycheck. This new payroll method enables the employer to deposit all of an employee’s wages onto a personal IBC Payroll Card on payday. Since the Payroll Card is reloadable, the employer can automatically load the wages each period.

Employer Features

  • Streamline the payroll process by electronically issuing all wages
  • Ability to order Payroll Cards online and fund quickly!
  • Eliminate paper check costs

Employer Benefits

  • Reduce the time spent issuing physical checks
  • Improve employee productivity - no need to go to the bank to cash or deposit a payroll check

Employee Features

  • Immediate access to wages earned on payday
  • Withdraw cash at ATM’s worldwide
  • Purchase goods and services at millions of stores, restaurants, and other businesses
  • Reduce the chance of fraud by eliminating the need for paper checks

Employee Benefits

  • Convenient, fast and easy to use. No waiting on check approvals, no hassles
  • Save money with no check-cashing fees and get cash without extra fees at many merchant locations
  • Safer than carrying cash
  • Convenient for employees who frequently travel for business

For more information, please contact an IBC representative or visit your nearest IBC branch.