Fixed annuities are conservative investments earning a fixed rate of return, much like a bank CD*, for a specified term, typically anywhere from 5-7 years. A deferred annuity is a long-term personal retirement account designed to help grow your assets, and provide a steady stream of income once you are retired.
Learn more about equity indexed annuities, variable annuities, and immediate annuities.
Contact a Financial Consultant to learn more
CD’s are FDIC insured and offer a fixed rate of return if held to maturity. Annuities are not FDIC insured.
*Annuities are long-term, tax-deferred investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Withdrawals made prior to age 59 ½ are subject to 10% IRS penalty tax. Surrender charges apply. Guarantees are based on the claims paying ability of the issuing insurance company
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Securities and Insurance products offered through LPL Financial and its affiliates, Member FINRA / SIPC. International Bank of Commerce is not a registered broker dealer and is not affiliated with LPL Financial.
NOT A DEPOSIT | NOT FDIC-INSURED | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | NOT GUARANTEED BY BANK | MAY LOSE VALUE
This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. registered representatives. LPL Financial Services’ U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.