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Deposit Express

 IBC Elite Checking (NOW) 

A competitive interest bearing account for those 50 years of age or older who maintain higher than average balances and have unlimited check writing needs.


IBC ELITE CHECKING (NOW) 
Maximize your investment.
Funds earn competitive current rates with IBC’s variable interest rate.
Peace of mind with protection from unauthorized use of your credit cards.
Security of fast access to cash in case of emergency with IBC’s Emergency Cash Advance Service.
Monetary assistance for unexpected circumstances with $100,000 common carrier accidental death insurance coverage.
Interest is calculated using the investable balance.
Save money on medical needs with pharmacy service discounts.
Convenience of planning your next trip with 24 hour travel reservation service.
No service charge if required balance is maintained.
Save money on select items with Nationwide discount book.
Peace of mind knowing keys can be easily replaced with registered keying and lost key return service.
FREE IBC Voice
FREE IBC Bank Online with Bill Pay
Visa Debit Card

Account Requirements and Service Fees

  • Maintain average collected balance of $2,500.00 OR a minimum daily balance of $850.00 to avoid service charge
  • Requires a daily collected balance of $850.00 to earn interest
  • $6.95 service charge per month if balance requirements are not met
  • Per debit charge is $0.25
  • Postage fee based on number of enclosures