Interest - IBC Connection Checking
IBC Bank offers International clients IBC Connection Interest-bearing Checking, combining a Negotiable Order of Withdrawal (N.O.W.) and a Money Market account to take advantage of bonus rates on CDs.IBC Connection OverviewChecking Process Header
Account Requirements and Service Fees:
- Maintain average collected balance of $7,500 or minimum combined daily balance of $5,000 to avoid service charge
- $15 service charge per month if minimum balance requirements are not met
- N.O.W. account requires daily collected balance of $1,500 to earn interest
- Money Market account requires a daily collected balance of $5,000 to earn interest
- Debits are any and all withdrawals made from this account, except for bank associated fees and/or service charges
- Fees are based on the combined daily balance for the current statement cycle, and are charged to the Connection N.O.W. account
- Per debit charge is $0.25
- Postage fee based on number of enclosures
- Oklahoma Accounts, as allowed by law, a dormant fee of $5/month after 1 year without customer initiated transactions, such as deposits or withdrawals
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