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ELAN Credit Cards

 Free Checking 

Our most basic personal checking account that is FREE of a service charge with unlimited check writing and no minimum balance required.


IBC Free Checking Overview 
Unlimited transactions and no service charge
$50 opening deposit
Do More Package available for $5.00 per month
24/7 Access to My IBC Bank Online with Bill Pay
FREE IBC Voice
FREE IBC ATM/Debit Card

Account Requirements and Service Fees

  • Cancelled checks retained at IBC
  • Duplicate checks required
  • First two copies of cancelled checks per month are FREE.
  • In person and telephone balance inquiries without a transaction are $5.00 each