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 IBC Connection 

Combines a NOW and Money Market account to take advantage of bonus rates on CDs.


IBC Connection Account Overview 
Maximize your return on investment with additional 10 basis points on CDs.
Premium Money Market rates.
Maximum convenience with unlimited check writing on NOW account.
Interest is calculated using the investable balance.
FREE Bill Pay on NOW accounts
IBC ATM/Debit Card
FREE IBC Bank Online

Account Requirements and Service Fees

  • Maintain combined average collected balance of $7,500.00 OR minimum combined daily balance of $5,000.00 to avoid service charge.
  • $15.00 service charge per month if minimum balance requirements are not met.
  • N.O.W. account requires daily collected balance of $1,500.00 to earn interest.
  • Money Market account requires a daily collected balance of $5,000.00 to earn interest.
  • Debits are any and all withdrawals made from this account, except for bank associated fees and/or service charges.
  • Fees are based on the combined daily balance for the current statement cycle, and are charged to the Connection NOW account.
  • Per debit charge is $0.25 (first 15 checks on Money Market Account).
  • Postage fee based on number of enclosures.
  • Transactions on Money Market Accounts are limited by law. Telephone, third party (checks, drafts & debit card transactions) and preauthorized transfers are limited to six per month. Preauthorized transfers include, but are not limited to, transfers processed through IBC Voice, IBC Link and IBC Bank Online. If transaction limits are exceeded on more than an occasional basis, the account type may be changed or account may be closed. Transactions made through Automatic Teller Machines (ATM) or in person over our teller window are unlimited.
  • If third party checks written on Money Market account per statement cycle exceed 3, a $10.00 fee is assessed per check, regardless of the minimum daily balance.