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 About IBC Bank 

Doing More Since 1966

IBC Bank was founded in 1966 to meet the needs of small businesses in Laredo, Texas. Today, it serves as the flagship bank of International Bancshares Corporation. Since its opening, IBC has grown from less than $1 million in assets to more than $11.9 billion, making it one of Texas’ largest holding companies. IBC now serves 88 communities throughout Texas and Oklahoma with 204 branches and more than 309 ATMs providing full service banking seven days a week. IBC Bank has made banking convenient for its customers by offering late and weekend hours at many of its locations. It also offers a number of retail branches inside shopping malls and supermarkets such as Walmart.


International Bancshares Corporation has been ranked among the nation’s best by business publishing giant Forbes magazine. In 2016 and 2015, the bank ranked 50th and 42nd, respectively, on the prestigious list of the 100 Best Banks in America based on factors such as the asset quality, capital adequacy, growth and profitability.

In 2014, IBC Bank was among the top 50 on Forbes magazine’s “America’s 100 Most Trustworthy Financial Companies” list. The magazine also named IBC Bank to its “Most Trustworthy Companies” list in 2012 and its “America’s Best Banks” list in both 2010 and 2012.

HispanicBusiness.com ranked IBC Bank 13th on its 2013 “Hispanic Business 500” list and the bank was on Latino magazine’s “Latino 100” list in both 2013 and 2014.

In 2010, 2011 and 2012 Hispanic Business magazine ranked IBC Bank the number one Hispanic-owned financial institution in the nation. In 2011, the magazine also recognized IBC Bank as the top Hispanic-owned business in Texas and the number four Hispanic-owned business in the country.

IBC Bank has also been recognized by the American Bankers Association, which ranked it 22nd among all publicly traded banks, savings institutions and bank holding companies with assets of $10 billion or more on its “Top Performers” list in 2012.

Bank Director magazine’s Performance Scorecard of the Top 150 Banks and Thrifts in the U.S. ranked IBC 10th in 2010.

Our Business Philosophy

IBC’s successes are the result of an aggressive and innovative attitude. The bank’s “We Do More” philosophy reflects its dedication to the growth and success of its customers and communities. It means IBC goes above and beyond to respond to its customers’ needs.

IBC is proud of its record of never having experienced a down year, a record that continues to inspire confidence among its customers.

Commitment to the Community

Our commitment to “Do More” for the communities we serve permeates our company from the top down. Community involvement decisions are made on a local level because our more than 3,200 employees in Texas and Oklahoma are personally vested in the communities in which we live. IBC employees are encouraged to actively participate in civic and charitable organizations supporting the arts, education, neighborhood revitalization, economic development, medical research and other philanthropic endeavors. In 2014, IBC donated close to $2 million to worthwhile nonprofits throughout their market area.

IBC was awarded the Cornerstone Award in 2012 by the Texas Bankers Foundation for its commitment to creating the Tejano Monument on the south lawn of the Texas capitol. The foundation presented the bank its Leaders in Financial Education (LIFE) award in 2010 in recognition of IBC Bank’s “Money Buzz” initiative, a financial literacy program designed to teach students the importance of saving.

The success of IBC and its record of 50 consecutive years of growth and profitability are attributable to Chairman of the Board and CEO Dennis E. Nixon and the leadership team surrounding him.

Nixon’s personal philanthropic service has been recognized on the national and international levels. He was named Mr. South Texas 2010 by Laredo’s Washington’s Birthday Celebration Association. In 2011, he was the first recipient of the Mercy McAuley Award for his extraordinary support of Mercy Ministries and his generosity throughout the community. He has also received the Junior Achievement Business Hall of Fame Award; the Paul Harris Fellow Award, given by Rotary International for outstanding community service; and the Eleanor Roosevelt Humanities Award, given by the State of Israel for outstanding services to humanity.