About IBC Bank

Doing More Since 1966

IBC Bank was founded in 1966 in Laredo, Texas. Today, it serves as the flagship bank of International Bancshares Corporation (IBC) and it is one of Texas' largest independent commercial bank holding companies. IBC Bank has made banking convenient for our customers by offering late and weekend hours at many locations. IBC Bank also provides several retail branches inside shopping malls and supermarkets such as Walmart.  IBC provides banking services for commercial, consumer, and international customers of north, south, central and southeast Texas and the State of Oklahoma.

IBC is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in our main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. It is organized and operated as a bank holding company within the meaning of the Bank Holding Company Act of 1956 (BHCA). As a bank holding company, IBC may own one or more banks and may engage in activities closely related to banking. In this regard, IBC is subject to supervision and regulation by the Board of Governors of the Federal Reserve System (FRB). In addition, all five of our wholly-owned banking subsidiaries are members of and subject to regulation by the Federal Deposit Insurance Corporation (FDIC).  
Principal assets on December 31, 2023, consisted of all the outstanding capital stock of four Texas state banking associations and one Oklahoma state banking corporation as follows:

• International Bank of Commerce, located in Laredo, Texas (IBC); 
• Commerce Bank, located in Laredo, Texas (Commerce Bank); 
• International Bank of Commerce, located in Brownsville, Texas (IBC Brownsville);
• International Bank of Commerce, located in Zapata, Texas (IBC Zapata); and 
• International Bank of Commerce, located in Oklahoma City, Oklahoma (IBC-Oklahoma).

These five subsidiary banks are collectively referred to as "Subsidiary Banks."