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IBC Bank Foreign National Loan Program

Foreign National Loan Program

The Foreign National Loan Program is for customers that have a primary residence outside of the U.S. but travel legally to the U.S. for work or pleasure.
  • Program is only offered for second home and/or investment loans
  • Foreign nationals are non-United States citizens who are neither permanent nor non-permanent resident aliens
  • Full income documentation is required
  • Maximum LTV/CLTV is 70%
  • Maximum Debt Ratio is 31%
  • Gift Funds Are Not Allowed on Investment Property Loans
  • Maximum 2% Seller Contributions Allowed on Investment Property Loans