IBC Elite Advantage (Money Market) Account

IBC Bank offers International clients the IBC Bank Elite Advantage Money Market Interest Checking Account, a competitive, interest bearing account with bonus rates on CDs for those 50 years of age or older who maintain higher than average balances and have limited check writing needs.

International IBC Elite Advantage OverviewChecking Process Header

Minimum Opening Deposit of $100

Easy to get started by depositing a minimum of $100 in your account

No Service Charge if Required Balance is Maintained

Maximize Your Investment

Funds earn competitive current rates
Additional 10 basis points on CDs

Competitive Money Market Rates

Earn Interest When Balance Requirements Are Met

Interest is Calculated Using the Investable Balance

Tiered Variable Interest Rate

Account Requirements and Service Fees:

Must have an IBC Elite Checking account
Maintain average collected balance of $7,500
Requires a minimum daily balance of $5,000 to earn interest
$15 service charge per month if balance requirements are not met
Debits are any and all withdrawals made from this account, except for bank associated fees and/or service charges
Transactions on Money Market Accounts are limited by law. Telephone, third party (checks, drafts & debit card transactions) and preauthorized transfers are limited to six per month. Preauthorized transfers include, but are not limited to, transfers processed through IBC Voice, IBC Link and IBC Bank Online. If transaction limits are exceeded on more than an occasional basis, the account type may be changed or account may be closed. Transactions made through Automatic Teller Machines (ATM) or in person over our teller window are unlimited.
If third party checks written on Money Market account per statement cycle exceed 6, a $10 fee is assessed per check, regardless of the minimum daily balance and interest earned is forfeited
Per debit charge is $0.25
Postage fee based on number of enclosures

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FREE IBC Voice

Bank from home or anywhere you want, anytime you want. Check your balance, make transfers or order checks.

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FREE IBC Bank Online

Bank from home or anywhere you want, anytime you want. Check your balance, make transfers or order checks, and see your check images. Pay bills fast and easy.

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IBC Bank ATM Card

Fast, Easy, Convenient. Your IBC ATM Card brings even more convenience to your banking. Use it at any of IBC's ATM's for withdrawals, account inquiries, and transfers. IBC ATM's accept Pulse, Plus, Discover/Novus, Cirrus, American Express, Visa and MasterCard cards. For more information, please contact your nearest IBC representative or visit the nearest IBC branch.