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Free Checking

We offer a basic personal checking account that is free of charge, which includes unlimited check writing and no minimum balance required. You can easily get started with a $10 opening deposit!

Personal Free Checking OverviewChecking Process Header

$10 Opening Deposit
Easy to get started by depositing a minimum of $10 in your account
Unlimited Transactions & No Service Charge
Allows you to perform various transactions at no additional cost
FREE IBC Bank Instant Issue Visa Debit Card at Account Opening
Flexibility to use at any IBC Bank ATM and at over 30 million Visa locations worldwide
 
Account Requirements and Service Fees:
FREE IBC Voice
FREE IBC Voice
Bank anytime and anywhere. Check your balance, make transfers, or order checks.
24/7 Access To My IBC Bank Online with Bill Pay
Online Banking
Bank anytime and anywhere. Check your balance, make transfers, order checks, check images, and pay bills.