Free Checking
We offer a basic personal checking account that is free of charge, which includes unlimited check writing and no minimum balance required. You can easily get started with a $10 opening deposit!
Personal Free Checking Overview
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- $10 Opening DepositEasy to get started by depositing a minimum of $10 in your account
- Unlimited Transactions & No Service ChargeAllows you to perform various transactions at no additional cost
- FREE IBC Bank Instant Issue Visa Debit Card at Account OpeningFlexibility to use at any IBC Bank ATM and at over 30 million Visa locations worldwide
Account Requirements and Service Fees:
- Cancelled checks retained at IBC Bank
- Duplicate checks required
- First two copies of cancelled checks per month are FREE
- Texas accounts, as allowed by law, an inactivity fee of $5 /month after 90 days without customer initiated transactions, such as deposits or withdrawals. Charged until account goes dormant.
- Oklahoma accounts, as allowed by law, a dormant fee of $5 /month after 1 year without customer initiated transactions, such as deposits or withdrawals
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FREE IBC Voice
Bank anytime and anywhere. Check your balance, make transfers, or order checks.
Online Banking
Bank anytime and anywhere. Check your balance, make transfers, order checks, check images, and pay bills.