Online Banking Credit Card Assistance
Additional Credit Card Services
Zero Liability
Our 24/7 protection ensures you won't be held responsible for unauthorized purchases with your card or account information.
Roadside Dispatch®
Gain 24-hour roadside assistance, including tire changes, jump-starts, and towing. Get pre-negotiated pay-per-use fees exclusive to Visa® card members.
Global Services
Enjoy expert assistance for replacement cards or emergency cash anytime and anywhere.
- How many points do IBC credit cards give you?
The points you earn with IBC credit cards vary based on the specific card and its rewards program. Each card has its earning structure, offering points for eligible purchases. Please refer to the details of each card to understand the specific points-earning potential.
- How does secure credit card work?
A secure credit card requires a refundable security deposit, which becomes your credit limit. You can build or rebuild credit by using the card responsibly and making payments on time. The security deposit reduces the risk for the card issuer and allows for credit approval, even for those with limited credit history.
- What is the difference between standard and secure credit cards?
The main difference is that a standard credit card extends a line of credit based on your creditworthiness. In contrast, a secure credit card requires a security deposit to establish a credit limit. Secure credit cards are often used to build or rebuild credit, providing an opportunity to develop a positive credit history.
- How to check my IBC credit card benefits?
You can review the benefits associated with your IBC credit card by referring to the card's terms and conditions or the benefits guide provided by IBC Bank. Additionally, you can contact our customer service or access your online banking account to view the specific benefits applicable to your card.
- How do I reopen my IBC credit card?
To reopen your IBC credit card, please get in touch with our customer service or visit your nearest IBC Bank branch. Our representatives will guide you through the necessary steps and assist you in reopening your credit card account.