Rite Checking
An affordable personal or family checking account ideal for account holders who have less than 50 debits per month.Personal Rite Checking OverviewChecking Process Header
* Account Requirements and Service Fees:
- Maintain average collected balance of $3,000 to avoid service charge
- $7.95 service charge per month if minimum balance is not maintained
- First 50 debits per cycle are FREE (each debit over 50 per cycle is $0.15)
- Duplicate checks required
- Cancelled checks retained by IBC
- First two copies of cancelled checks per month are free
- Texas accounts, as allowed by law, an inactivity fee of $5 /month after 90 days without customer initiated transactions, such as deposits or withdrawals. Charged until account goes dormant.
- Oklahoma accounts, as allowed by law, a dormant fee $5 /month after 1 year without customer initiated transactions, such as deposits or withdrawals
Online Banking
Bank from anywhere and anytime. Check your balance, make transfers, order checks, see your check images and pay bills.
FREE IBC Voice
Bank from anywhere and anytime. Check your balance, make transfers, or order checks.
IBC Bank Instant Issue Visa Debit Card
Use at any IBC Bank ATM and at over 30 million Visa locations worldwide.