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  • IBC Bank Personal Mortgage


Buying or refinancing a home is an important decision. You need an experienced mortgage professional who understands that finding the right mortgage loan is just as important as finding the right home. At IBC Mortgage, we will take the time to listen and help you select the home loan that best fits your needs. We offer competitive financing through a variety of mortgage programs.
Mortgage Options

Home Mortgage - Purchase and Refinance

At IBC Mortgage, we make the home loan process simple with our resources and loan calculators that help you determine how much you can afford by calculating monthly payments. Whether you are a first time homebuyer or have purchased a home before, we offer more than 40 loan packages to choose from.
  • Find out if you can take advantage of lower monthly payments by refinancing your home loan

Home Improvement Loans

Your home improvement loan is the low cost alternative to using high interest debt to finance your home's improvement.
  • Low closing costs and no closing costs programs available
  • Competitive interest rates
  • Fixed monthly payments

Home Equity Lines of Credit

A home equity line of credit from IBC Bank is ideal for customers who have both a current borrowing need and would like the flexibility of a line of credit for future needs.
  • Low closing costs & no closing costs programs available
  • Low floating interest rates
  • Flexible monthly payments
  • No prepayment penalty

Home Equity Loans

A home equity loan is a great way to finance home improvements, education, vacations, major purchases such as a car or boat, or to consolidate high interest rate debt.
  • Low closing costs and no closing costs programs available
  • Competitive interest rates
  • Fixed monthly payments
  • Loan terms up to 180 months (some restrictions may apply)
  • Fixed rate home equity loans
  • Revolving home equity lines of credit

Foreign National Loan Program

IBC Bank, through IBC Mortgage, offers a mortgage product for customers whose primary residence is outside the U.S. but travel legally to the U.S. for work or pleasure.

Contact Info

Contact Us
Our Mortgage Loan Originators are mortgage experts. Please feel free to contact us with any questions you may have.
Hours of Operation
Our office is open 8:00AM-5:00PM CST Monday-Friday.
Please be aware email is not a secure method of communication. Do not use email to send us confidential or sensitive information such as passwords, account numbers or social security numbers. If you need to provide this type of information, contact us by phone, fax or regular mail.
  • Main Office
    IBC Mortgage
    8998 Research Blvd.
    Austin, TX 78758
  • For Notices of Error & Information Requests and First Lien Servicing
    1 Corporate Dr., Suite 360
    Lake Zurich, IL 60047
  • Second Lien Servicing
    8998 Research Blvd.
    Austin, TX 78758