Mortgage

At IBC Mortgage, we make the home loan process simple with our resources and loan calculators that help you determine how much you can afford by calculating monthly payments. Whether you are a first time homebuyer or have purchased a home before, we offer more than 40 loan packages to choose from.

• Find out if you can take advantage of lower monthly payments by refinancing your home loan

Your home improvement loan is the low cost alternative to using high interest debt to finance your home's improvement.

• Low closing costs and no closing costs programs available
• Competitive interest rates
• Fixed monthly payments

A home equity line of credit from IBC Bank is ideal for customers who have both a current borrowing need and would like the flexibility of a line of credit for future needs.

• Low closing costs & no closing costs programs available
• Low floating interest rates
• Flexible monthly payments
• No prepayment penalty

A home equity loan is a great way to finance home improvements, education, vacations, major purchases such as a car or boat, or to consolidate high interest rate debt.

• Low closing costs and no closing costs programs available
• Competitive interest rates
• Fixed monthly payments
• Loan terms up to 180 months (some restrictions may apply)
• Fixed rate home equity loans
• Revolving home equity lines of credit

IBC Bank, through IBC Mortgage, offers a mortgage product for customers whose primary residence is outside the U.S. but travel legally to the U.S. for work or pleasure.