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For Deposit checks without leaving your office.
Deposit checks without leaving your office.

IBC Deposit Express - Remote Deposit

Make check deposits without leaving your home or office. Now that's convenience!

IBC Deposit Express is designed to make deposit processing more efficient and flexible than ever before, making it easy for you to scan checks for deposit, and transmit them to IBC Bank without ever leaving your home or office!


  • Intelligent Character Recognition (ICR) and virtual encoding of check amount means fewer exceptions and adjustments
  • Electronic transmission provides immediate confirmation of deposits
  • Easy to use interface makes scanning and transmission a simple process


  • Simplified deposit processing from the convenience of your office or home
  • Save time and money by avoiding trips to the bank and/or a courier expense
  • Make deposits until 5:00pm CST on any business day for same day credit
  • Decrease fraud risk

Imaging requirements:

IBC Deposit Express is compatible with a wide variety of specialized image scanners. Contact IBC Treasury Management to determine which model best fits your needs.

Is IBC Deposit Express for me?

"YES", if you:
  • Deposit multiple times per week and/or pay courier fees to deliver deposits
  • Have remotely located offices and/or deposit with several institutions
  • Lose float due to lockbox location and/or receive checks directly to your business
  • Need the time savings and float of transmitting deposits directly from your business
For more information, please contact an IBC representative or visit your nearest IBC branch.
Credit Committee approval is required.

System requirements

Recommended system configuration for optimal performance:
Deposit 24/7 4.1 Merchant software requirements
  • Operating System: Microsoft Windows 10 all Versions -64 bit and 32 bit
  • Chrome is the preferred browser however, Edge, Firefox and Safari are supported.
  • Memory (RAM): Minimum of 4 GB RAM
  • Processor Speed (CPU): Dual Core 2.4 GHz or better recommended; Intel Pentium 3 or compatible
    (minimum required)
  • Hard Drive Space: Minimum of 5 GB free space
  • Video: 1024 x 768 Resolution with 1MB or better Video RAM
  • Scanner Connection: One available USB 2.0 port
  • Internet Connection: Minimum 256K
  • .Net Framework 3.5 (Minimum required)
  • Adobe Reader (if you wish to access reports in PDF)