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Federal Deposit Insurance Corporation
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Certificates of Deposits (CDs)

If you have funds that you can afford to invest, then consider placing them in an IBC Certificate of Deposit. With all deposits insured up to the legal limit by the FDIC, you can feel secure that your savings are protected. Interest rates will vary according to the amount of deposit and the length of term.

Please contact an IBC Bank Representative or visit the nearest IBC Bank branch for CD terms and interest rates currently available.

Personal Certificate Of Deposits Overview

    • Start With an Opening Deposit

      It takes as low as $2,500 to open a CD account.

    • Choose Your Term Range
      CD terms range from 60 days to 4 years. Account will automatically renew at maturity.
    • Competitive Rates

      Get our highest deposit interest rates.

    • Secure & Easy Saving

      All deposits are insured up to the legal limit as an FDIC member bank.

    Account Requirements and Service Fees:
    • Minimum amount required to open a CD is $2,500. If CD term is less than 90 days, minimum deposit is $40,000.
    • CD terms range from 60 days to 4 years
    • Account will automatically renew at maturity
    • Possible early withdrawal penalties