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Business Savings Account

Business savings accounts from IBC Bank offer variable competitive interest rates, online banking, free ATM card, voice banking and direct deposit.

Business Savings Overview

    • Minimum Opening Deposit $100
      Easy to get started by depositing a minimum of $100 in your account
    • Variable Interest Rate
      Funds earn competitive current rates
    • No Service Charge if Minimum Balance is Met
      *See account requirements and service fees below
    • Direct Deposit
      Makes it convenient for you to save money
    • Interest is Calculated Using the Investable Balance
    *Account Requirements and Service Fees:
    • Maintain average collected balance of $1,500 or a minimum daily balance of $500 to avoid service charge
    • Interest is compounded and paid quarterly and calculated using investable balance
    • Requires a daily balance of $500 to obtain the disclosed Annual Percentage Yield
    • The investable balance is calculated by using the average balance less uncollected funds, less reserve requirement and a premium assessment factor
    • A $5 service charge per month if balance requirements are not met
    • Business Line of Credit available
    • Two free teller counter withdrawals per month; additional withdrawal is $1. Unlimited IBC ATM transactions.
FREE IBC Voice

FREE IBC Voice

Bank from home or anywhere you want, anytime you want. Check your balance, make transfers, or order checks.
FREE IBC Bank Online

IBC Bank Online

Bank from home or anywhere you want, anytime you want. Check your balance and make transfers.
IBC Bank ATM Card

IBC Bank ATM Card

Fast, Easy, Convenient. Your IBC ATM Card brings even more convenience to your banking. Use it at any IBC Bank ATM for withdrawals, account inquiries, and transfers. IBC ATM's accept Pulse, Plus, Discover/Novus, Cirrus, American Express, Visa and MasterCard cards. For more information, please contact your nearest IBC representative or visit the nearest IBC Bank branch.
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