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Savings
From our basic savings plan, to Certificates of Deposit, to IRAs, IBC Bank offers a variety of plans for your personal goals.
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Savings Options
Personal Savings Account-Personal Savings Overview
Personal Savings Account
Personal Savings Account
Traditional low-cost savings plan with competitive interest rates.
Free for account holders under 18 years of age
No service charge if required balance is maintained
Savings can be used as collateral for a loan
Direct deposit makes it convenient for you to save money
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Open an Account-Personal Savings Overview
Open an Account
Open an Account of Personal Savings Account
CDs-Personal Savings Overview
CDs
CDs
Certificates of Deposits (CDs) with guaranteed interest rate for the duration of the term.
Get our highest deposit rates
All deposits insured up to the legal limit by the FDIC
Interest rates vary according to the length of the term duration
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Learn More of CDs
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IRAs-Personal Savings Overview
IRAs
IRAs
Designed to help with retirement planning, Individual Retirement Accounts (IRAs) can be used to:
Reduce from your current year's taxable income
Benefit from a variety of investment options
Help build a family member's college fund
Click "Learn More" for updates on how IRAs are impacted through the CARES Act.
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