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IBC Bank IBC Visa Gift Card

IBC Bank Visa Gift Card

Just like cash, only better!
 
  • Better than a check
  • It works like a check, only better
  • Shop, dine, and more
  • Accepted at millions of locations worldwide wherever Visa Cards are accepted
  • Faster and safer than a check
  • No need to wait for check approval or to carry a checkbook or excess cash

FAQ

The IBC Bank Visa Gift Card is a prepaid card that allows you to shop everywhere VISA debit cards are accepted.
You can purchase an IBC Bank Visa Gift Card in any whole dollar amount you choose from $25 to $750. IBC Bank Visa Gift Cards are sold to IBC customers only.
You can cancel the card and replace it with the remaining amount by visiting any IBC Bank branch. You can also call 1-866-466-2352 to request a replacement card be mailed directly to your address.
Register your IBC Bank Visa Gift Card at www.ibcvisagiftcard.com to access your account balance information online. If you do not have internet access, call 1-866-466-2352, 24 hours a day, seven days a week.
IBC Bank Visa Gift Cards are instant issue cards and sold immediately upon request by any of our Branch Sales Associates. They can be purchased at www.ibcvisagiftcard.com. Gift card orders take 5 – 7 business days to be mailed to the purchaser or recipient’s address.
All IBC Bank Visa Gift Cards are instant issue cards and provided to the purchaser at the time of purchase. The card can be mailed directly to the purchaser or recipient’s address if it is ordered online.
Yes! The card can be delivered to anyone within the United States.
Yes, but you must treat the IBC Bank Visa Gift Card as if it were cash. Be sure to sign the card and record and store the card number in a safe place.
The value of the card is limited to the amount loaded during the purchase. The card can be used the following business day from the date of purchase.
It is automatically activated the following business day from the date of purchase.
Yes, but you must let the cashier or merchant know the amount you want to pay on your IBC Bank Visa Gift Card and then pay the remainder through other means. Failing to tell the cashier or merchant while trying to make a purchase for more than the remaining amount will cause the transaction to be declined.
Your card must be registered in order to cancel this card and request a replacement. Immediately report lost or stolen IBC Bank Visa Gift Cards to 1-866-466-2352. The card number will be required to cancel the card.
No, the IBC Gift Card does not include a PIN number.
Your IBC Bank Visa Gift Card can be used until the expiration date, which is printed on the front of the card, or until you have no remaining balance. The expiration date will be at least 5 years from the date of purchase.
Your gift card will no longer be accepted as form of payment. Please destroy the card.
Restaurants have programmed their card terminals to account the food server’s tip in addition to the total amount of the overall bill. The card terminals are typically programmed by restaurants to "up charge" the tip amount (usually between 15% - 20%) based on a percentage of the total bill. This “up charge” is to ensure you have available funds to cover the total of your food bill plus tip. However, you will not be charged this "up charge" if you choose to pay a different tip amount or pay the tip in cash. Your Gift Card balance will reflect the total that you sign on the restaurant receipt.
The card terminal in the "pay at the pump" stations checks to see if your IBC Bank Visa Gift Card has enough money left to pay for an "average purchase of gas". If your Gift Card does not have enough money to pay for an average amount, your attempt to pay at the pump will be declined. The average gas purchase amount changes just as retail gas prices change. This check is in place to prevent people from spending more than the balance left on the IBC Bank Visa Gift Card. We recommend that you prepay with the cashier the dollar amount of gas you want to purchase.
No, the IBC Bank Visa Gift Card cannot be reloaded. Please destroy the card once it has no balance.
Yes, if you use the Card in a foreign country or in a transaction involving a currency other than U.S. dollars, each transaction will be converted to U.S. dollars under regulations established by Visa International and may include a margin or fees charged directly by Visa International. The conversion to U.S. dollars may occur on a date other than the transaction date; therefore, the conversion rate may differ from the rate in effect at the time of the transaction. You agree to pay the converted amount. For these transactions, the rate of exchange between the transaction currency and the billable currency is either a wholesale market rate or the government-mandated rate in effect one day prior to the Visa International processing date. IBC Bank does not control exchange rates, the date or place of the exchange, and does not charge additional foreign exchange fees.
 
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