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Certificates of Deposit (CD)

Create opportunities for your business with a CD from IBC Bank.

Do you have funds you can afford to invest - and goals for their future use? Then consider placing them into an IBC Bank Certificate of Deposit, where you get our highest deposit rates! With all deposits insured up to the legal limit by the FDIC, you can feel secure that your savings are protected.

When you invest your money in an IBC Bank CD, you're guaranteed the interest rate for the term. Interest rates will vary according to the deposit amount and the term length.

Please contact an IBC Bank representative or visit the nearest IBC Bank branch for CD terms and interest rates currently available.

Account Requirements and Service Fees

  • Minimum amount required to open a CD is $2,500. If CD term is less than 60-89 days, minimum deposit is $40,000
  • CD terms range from 60 days to 4 years
  • Account will automatically renew at maturity
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