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Business Credit Cards

Get the card that WORKS for your business.

We offer a variety of business credit cards to meet your business needs.
Please see the Summary of Credit Terms provided at the time of application for important information on rates, fees, costs, conditions and limitations.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

1See the Rewards Terms and Conditions in the Summary of Credit Terms available when you apply
2See the Deposit Agreement available when you apply for details
3You may only charge up to your approved credit limit, which will be less than the deposit you provide. The amount of your security deposit is 110% of the amount of your credit limit. Your 
  security deposit may not be refundable if your account is in default.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. VISA is a registered trademark of Visa International Service Association and used under license.

IBC Bank Business Edition Visa<sup>®</sup> Card with Reward Simplicity
Business Edition® Visa® Card with Reward Simplicity
The Business Edition® Card with Reward Simplicity allows you to simply earn unlimited rewards on purchases.
  • Earn Unlimited 1.5 Points per $1 Spent on purchases simply, everywhere you shop1
  • Points can be redeemed for travel, cash back, gift cards, and merchandise.1
  • Plus, you have 3 years from when points are awarded to use them before they expire.1
  • Receive a low introductory APR on purchases and balance transfers.
IBC Bank Business Edition<sup>®</sup> Visa<sup>®</sup> Card
Business Edition® Visa® Card
The Business Edition® Card offers many benefits to help you efficiently manage your business.
  • Reward yourself by saving money on interest with a low introductory APR on purchases and balance transfers.



IBC Bank Business Edition<sup>®</sup> Secured Visa<sup>®</sup> Card
Business Edition® Secured Visa® Card
The Business Edition® Secured Card offers many benefits to help you build your business.
  • Request your own credit limit3 between $2,000 and $100,000 (multiples of $50) when you apply, subject to credit approval.
  • Security deposit is 110%3 of the amount of your credit limit between $2,200 and $110,000 (multiples of $50), subject to credit approval.
  • Reward yourself with interest earned on your security deposit.
Benefits of IBC Bank Visa<sup>®</sup> Business Credit Cards
Benefits of IBC Bank Visa® Business Credit Cards
Our Business Credit Cards help you separate your business and personal expenses while you enjoy:
  • Free 24/7 online access for managing your account. Your authorized company representative can view transaction activity and history, pay your bill, set up alerts and more.
  • Free management reports to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily
  • Cash flow management with the flexibility to cover the cost of supplies, equipment, travel and more
IBC Bank Easy Online Access!
Easy Online Access!
Online account access provides the quickest and easiest way to:
  • View employee card transaction history
  • Make payments
  • Request additional cards
  • Set up alerts
  • View Statements

           ... and much more