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 IBC Elite Checking (NOW) 

A competitive interest bearing account for those 50 years of age or older who maintain higher than average balances and have unlimited check writing needs.


IBC Elite Checking (NOW) Account Overview 
Maximize your investment
Variable interest rate
Credit card protection
Emergency cash advance service
$100,000 common carrier accidental death insurance coverage. Monetary assistance for unexpected circumstances.
No service charge if required balance is maintained.
Interest is calculated using the collected balance
Convenience of planning your next trip with 24 hour travel reservation service
Save money on medical needs through pharmacy service discounts.
Nationwide discount book for great savings on a wide variety of services and products.
Registered keying and lost key return service gives you peace of mind knowing keys can be easily replaced
FREE IBC Bank Online with Bill Pay
IBC ATM/Debit Card

Account Requirements and Service Fees

  • Maintain average collected balance of $2,500.00 OR a minimum daily balance of $850.00 to avoid service charge and per debit charge
  • Requires a daily collected balance of $850.00 to earn interest
  • $7.95 service charge per month if balance requirements are not met
  • Per debit charge is $0.25
  • Postage fee based on number of enclosures