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Investments

IBC Investment Services provides access to an extensive array of products and services at IBC Bank locations throughout Texas and Oklahoma. IBC Investment Services is your local, trustworthy source for a variety of investment products. Contribute to the success of your business by offering popular retirement program and employee benefits. Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

Investments Options

401Ks

401Ks

IBC Investments has teamed up with leading providers of 401(k) Plans who offer a turn-key full-service plan designed to meet the needs of small and medium-size businesses. Whether you are self-employed or a small business owner, there are a wide range of small business retirement plans designed to meet your specific needs. Our Small Business Comparison Grid lets you compare retirement plans side by side. These plans offer numerous benefits:
  • Select from leading fund families for maximum investment flexibility
  • Enhance employee participation through on-site educational and enrollment meetings conducted by plan providers
  • Smooth transition to new plan or installation of new plan by dedicated team
  • Small Business Comparison Grid
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SEP IRAs

SEP IRAs

A SEP IRA may be an ideal retirement plan for small business due to the ease in which it can be established and maintained. All SEP employer contributions go directly into a Traditional IRA established in the name of each employee. Whether you are self-employed or a small business owner, there are a wide range of small business retirement plans designed to meet your specific needs. Our Small Business Comparison Grid lets you compare retirement plans side by side. Among the benefits of a SEP IRA:
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Simple IRAs

Simple IRAs

Corporations, partnerships, sole proprietorships, tax-exempt entities and state or local governments (without another retirement program) can establish a Simple IRA.
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Profit Sharing

Profit Sharing

By linking contribution to the performance of your business, employees gain a sense of ownership. Profit Sharing Plans provide strong incentives to your employees to help grow your business.
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Pension Plans

Pension Plans

Pension Plans fall into two major categories: defined benefit plans and defined contribution plans.
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Defined Benefit Plan 412(i) (Oklahoma Customers Only)

Defined Benefit Plan 412(i) (Oklahoma Customers Only)

A 412(i) defined benefit plan enables small business owners to fund a retirement program with tax-deductible contributions without the funding limitations of a traditional qualified plan.
Learn More of Defined Benefit Plan 412(i) (Oklahoma Customers Only) of Defined Benefit Plan 412(i) (Oklahoma Customers Only)
Key Employee Insurance (Oklahoma Customers Only)

Key Employee Insurance (Oklahoma Customers Only)

Every business has key employees who are critical to the overall profitability and success of the enterprise. Key employee life insurance works like individual insurance, except the business owns the policy and pays the premium.
Learn More of Key Employee Insurance (Oklahoma Customers Only) of Key Employee Insurance (Oklahoma Customers Only)
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. IBC Bank and IBC Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using IBC Investment Services and may also be employees of IBC Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of IBC Bank or IBC Investment Services.

Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or
Any Other Government Agency 		Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value