SEP IRAs
A SEP IRA may be an ideal retirement plan for small businesses because it can be established and maintained easily. All SEP employer contributions go directly into a Traditional IRA established in each employee's name.
The employer determines, on an annual basis, the amount to be contributed for all eligible employers, ranging from 0 to 25% of compensation, subject to a yearly cap. Whether you are self-employed or a small business owner, a wide range of small business retirement plans are designed to meet your specific needs.
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Investments SEP IRAs
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. IBC Bank and IBC Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using IBC Investment Services and may also be employees of IBC Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of IBC Bank or IBC Investment Services. This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Alabama, Arkansas, Arizona, California, Colorado, Delaware, Florida, Georgia, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia and Washington.
Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or
Any Other Government AgencyNot Bank Guaranteed Not Bank Deposits or Obligations May Lose Value
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