Financial Consultants and Staff

As a registered Wealth Manager, Thomas has the privilege of working with all levels of clients to serve as their single point of contact for all financial matters. Thomas uses a disciplined approach to assist clients through the development, implementation, and maintenance of their personalized investment plan. While following this approach, he has guided clients through the wealth accumulation, wealth preservation, wealth distribution, and wealth transfer phases of their lives. Currently serving as a Business Consultant and Divisional Recruiting Manager, Thomas has experience with asset management, retirement planning, retirement consolidation, insurance planning, college planning, and 401(K) strategies. Thomas has Series 7, Series 63, Series 24 registrations through LPL Financial, Texas Life, Accident, Health, and HMO licenses & is a LPL Investment Advisor Representative - all currently held with LPL Financial. Thomas began his financial services career over 20 years ago at United Services Automobile Association (USAA). During his 12 years at USAA, he specialized in property and casualty insurance and investment strategies. In 2003, Thomas joined Banc One Securities / Chase Investment Services as a Financial Advisor in Scottsdale, AZ and shortly after, moved back to his hometown, San Antonio, Texas. In February of 2006, Thomas became the Investment Sales Manager for the Southwest Texas / Border Market and quickly became a Top Producing Manager in 2006 and 2007. In February of 2010, Thomas left Chase Investment Services Corporation to join SWBC Investment Services, as a Financial Advisor. After 18 months at SWBC Investment Services, Thomas founded Revolution Wealth Management to focus on delivering services and strategies to his clients. Thomas is a native of San Antonio, Texas and after spending a few years in Phoenix, Arizona is very happy to be home. Thomas is a proud graduate of the University of the Incarnate Word with a Bachelors of Business Administration in Management. In his spare time, Thomas is very involved in the community through church and youth sports at Our Lady of Guadalupe in Helotes. Most importantly, he values quality time with his wife, Jessica and two daughters, Lexi and Lola.

As a Financial Consultant with IBC Investment Services, Carlos R. Benavides helps high-net worth clients and small business owners in the San Antonio area.  Carlos obtained his Bachelor's Degree in Financial Management from ITESM in Monterrey, Mexico and his MBA from the University of Texas at San Antonio, and holds Securities registrations with LPL Financial, Series 7 and 66 along with his Life and Health Insurance License. He was working for Merrill Lynch and Chase Investments Services prior to joining IBCIS, and as a banking officer in Texas. Working as a financial consultant in Mexico and the U.S., gives Carlos the opportunity to help clients from both countries achieve their financial objectives with personalized service.

Carmen Garza is a Financial Consultant at IBC Investments. Her main objective is the personal and financial growth of her clients and complementing their needs with financial strategies accordingly to their individual goals. 

Carmen has 13 years of experience in the banking and finance area, assisting Domestic and International clients. Before joining LPL Financial, she began her banking career as a Personal Banker at IBC Bank.

Carmen maintains licenses series 6, 7 and 63 registered with LPL Financial as well as her Texas State Health and Life Insurance License. She is a graduate of Universidad Autonoma de Nuevo Leon, with a degree in Business Administration.
 

Fernando R. Montemayor Jr., is a senior financial consultant with IBC Investment Services. He works closely with both individual and business owners to help them develop investment portfolios that fit their personal needs. He is passionate about his work and takes pride in helping his clients pursue their financial goals. Fernando offers investors 15 years of financial experience and he has been with IBC Investment Services for over 10 years. In that time, he has guided his clients through some of history's most difficult market cycles. He is most proud of the client relationships he has been able to foster and maintain over this time and has been a top producer for the company year-after-year. He was a recipient of LPL Financials prestigious Chairman's Club award in 2012 which recognizes top producers from across the nation. * Fernando earned two bachelor's degrees in business from Georgetown University in Washington D.C. and an MBA from Texas A&M International University. In addition, he has earned his Series 7, 63 and 65 registrations held with LPL Financial along with his insurance license. *Chairman's Club is based on ranking of all registered advisors supported by LPL Financial and is awarded to less than six percent of the firm's approximately 13,100 advisors nationwide.

Glenn Escovedo has a passion for helping clients in the Corpus Christi area and has been doing so for 35 years, whether it is building a sustainable lifestyle for retirees or helping clients with their everyday financial needs. He first built a following as a commercial banker at Bank of America and later as an investment advisor at Morgan Stanley.

He serves clients at IBC Investment Services by building portfolios to match their financial goals and aspirations. Glenn holds a Bachelor's in Business Administration from Corpus Christi State University. As a life-time resident of the Corpus Christi area, he has served the community, most notably with Leadership Corpus Christi, as a graduate and steering committee member.  

Ismael E. Reyes-Retana, a Senior Financial Consultant with IBC Investment Services, takes a personal approach to understanding client needs, and takes time to thoughtfully develop sound long-term strategies to help her clients pursue their financial goals and dreams. He works closely with individuals and small business owners in Texas and Mexico, offering them comprehensive financial planning and investment services. With more than 17 years of experience in the financial services industry, Ismael has guided clients through numerous market cycles. Last year he celebrated his 13-year anniversary with IBC Investment Services, and for 12 out of the last 13 years, he has been recognized as one the top-producing financial consultants at IBC Investment Services. Prior to joining IBC Investment Services, he spent time at UBS Paine Webber and US Global Investors in San Antonio, Texas. Ismael earned an MBA in Business Administration from St. Mary's University in 2001, and a BBA in Corporate Financial Management and Entrepreneurial Studies in 1998. He has earned series 6, 7, 24 and 66 registrations held with LPL Financial. He and his son, Santiago, live in Laredo, Texas and enjoy baseball, basketball and quality family time.

Julian Cruz takes a personal approach to understanding clients' needs and takes time to thoughtfully develop sound long-term strategies to help his clients pursue their goals and dreams With over twelve years of experience in the financial services industry, Julian has guided clients through numerous market cycles. He has been with IBC Investment Services since 2007. Prior to joining IBC Investment Services, he spent three years at JPMorgan Chase. Julian earned a Bachelor in Finance from University of Texas at Brownsville, and since has earned His FINRA series 7 and 65 registrations held with LPL Financial.

As an LPL Financial Consultant for the Laredo and Zapata area, Luis O. Gonzalez believes that the foundation of a solid financial plan is recognizing that everyone's economic and life situation is unique. Personalized service is essential when matching clients with the right financial products and services. With over 17 years of experience in the financial service industry, he had served as a Credit Analyst and Personal Banker with IBC Bank before joining LPL Financial in 2002 as a Sales Assistant. In these positions, he managed portfolios consisting of personal and business checking accounts, investments, personal and commercial loans. He believes that previous banking experience was an ideal foundation for his current position as a Financial Consultant. Earning his Life and Health Insurance License from the State of Texas in 2006 and his FINRA Series 7 and Series 63 registrations with LPL Financial in 2015, he is prepared to assist domestic as well as foreign clients work toward their financial goal. Luis is an active member of his community where he is involved with organizations such as United Way and the St. Patrick's Church Youth Soccer League.

Olimpo Salinas has more than 10 years of experience working with affluent individuals, families and their closely held entities serving as a financial consultant. His extensive background in financial planning and investing allows him to offer the type of comprehensive advice that seeks to build and preserve client assets. Prior to joining IBC Investment Services, Olimpo spent 11 years at Chase Investment Services Corporation. Mr. Salinas currently holds Series 7 and 65 securities registrations with LPL Financial. In addition he maintains both Life and Health Insurance with the State of Texas. He completed a Bachelor of Arts in Finance from The University of Texas Pan-American and an Associates of Science in Business Administration. Olimpo is blessed and proud to be married to Sylvia and to be the father of two amazing boys whom he loves spending time with outdoors. He and his family are active in service at their church.

Sergio Soto is a seasoned financial consultant with IBC Investment Services. He specializes in working with high net worth and high potential clientele to create varying degrees of investment devices, depending on each individual's needs after comprehensive analysis of their existing portfolios. Sergio holds several registrations with LPL Financial, including a Series 6, 7, 63, and 65, along with Life and Health insurance license. He has helped guide his client's investment and retirement planning needs for 20 years.

Oscar O. Silva is an LPL Associate Financial Consultant with IBC Investment Services. Oscar has more than 10 years' experience in the Financial Industry, working in both; banking and finance.

Oscar's passion is to help clients to achieve their financial goals; helping them to grow, save and/or preserve their assets. Oscar works with domestic and international clients, and his main focus is always doing what is right for the client while helping them on wealth management, retirement planning, education and insurance.

Oscar holds FINRA series 6, 7, 63, 65 securities licenses, held with LPL Financial as well as Group 1 Texas state life insurance license. Oscar earned his BBA at the University of Texas Pan-American, in Edinburg TX. Outside the office, Oscar likes to spend time with his toddler daughter and wife, either enjoying an evening while in the backyard barbequing or going for weekend getaway trips.

Blanca E. Blanco has advised and assisted her clients in pursuing their financial goals since 2002. Blanca earned her Bachelor of Science in Finance and a Master's in Business Administration from the University of Phoenix.  Blanca attributes her years of experience and knowledge in retirement planning and financial goal setting as essential elements in planning a financial future for her clients.

With her years of experience in the finance industry, Blanca understands her clients and what's important to them. She explains investing clearly and strives in educating her clients about their investments. Blanca understands her clients' investment style and recommends investments based on their unique needs and objectives. Blanca works with individuals, small business and high-net worth clientele at their convenience, in their homes or businesses;  always stays in touch with her clients to make sure they are on track toward their financial goals.

Blanca E. Blanco is a member of the East End Chamber of Commerce, board member of the East End Management District, and participates in many community-related events in her area. She has been married to Alfredo Blanco for over 25 years, with whom she has two children, Alfredo Blanco, Jr. and Artemisa Blanco. The couple also has three grandchildren: Xavier, Eva, and Zoe.

William R. "Tres" Davis III is a CERTIFIED FINANCIAL PLANNER™ who works with clients on a wide range of financial topics from retirement planning to tax and estate planning. As a CFP® Professional, Mr. Davis uses a wholistic financial planning process to help identify and address his client's unique needs. Prior to his time with IBC Investment Services and LPL Financial, Mr. Davis spent 6 years doing financial planning for AFFCU, a local credit union in San Antonio and before that worked for a boutique financial and tax firm in Fort Worth for 5 years. He attended Texas Christian University and majored in communication and general business as well as received his certificate in financial planning from Southern Methodist University. Outside of the office, Mr. Davis spends time at his ranch where he manages exotic game in addition to raising angus cattle and longhorns. He is actively involved in the San Antonio community and is a member of the Order of the Alamo, the San Antonio German Club, Texas and Southwestern Cattle Raisers Association and Texas Wildlife Association.

Virgilio Rodriguez, a Financial Consultant with IBC Investment Services, has been in the banking industry for more than 12 years. After a career working in San Antonio, Texas, as a Senior Financial Sales Advisor, he came to Eagle Pass and began specializing in helping clients meet their banking and financial goals. For the past 7 years, Virgilio has been delivering valued financial guidance to South Texas and Mexico individuals offering solutions to work toward preserving and building client assets.
Prior to joining IBC Investment Services, Mr. Rodriguez worked for J.P. Morgan Chase Bank and BBVA Compass Bank, obtaining his FINRA Series 7, Series 6, Series 63 held with LPL Financial and his Life Insurance License. He was able to manage portfolios of personal and business accounts, client acquisition, personal and commercial loans, and investment strategies. He firmly believes his experience helps understanding the overall needs to guide his clients into the right direction.
Virgilio earned his BBA at St. Mary's University in 2011 in San Antonio, Texas. He is fluent in English and Spanish and has been a top producer in the banking industry year-after-year. He was part of the BCIS LBE Leaders Circle with BBVA Investments. He and his family live in Eagle Pass, Texas and enjoy sports, outdoors, and quality family time.

As a Financial Consultant with IBC Investment Services for Lawton and surrounding areas, Susan E Dabney believes that everyone is unique and services should be personalized to focus on their individual situations, needs, and goals for themselves and their families. Susan has 27 years of experience in Bank Investment Programs and has guided clients through numerous market cycles. Susan is registered and licensed to manage, distribute and offer guidance concerning Wealth Management, Life, Accident and Health Insurance in Oklahoma. She also holds FINRA Series 63 & 7 registrations in Oklahoma, Texas and California with LPL Financial. Susan has been an active member in her community and has served with non-profit organizations and boards.