Choosing the Right Checking Account
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Free Checking Account
Our most basic personal checking account is free of service charge with unlimited check writing, an IBC Visa debit card, and no minimum balance. You can open your FREE Checking account online with only a $10 deposit.- Unlimited transactions and check-writing
- There are no monthly service maintenance fees regardless of your balance
- Free first order of 50 checks
- Free Visa debit card at account opening for immediate debit card transactions and purchases
- Direct deposits and mobile deposits
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Rite Checking
This affordable personal or family checking account is ideal for account holders who have less than 50 debits per month. It's easy to get started with a $100 opening deposit. And if you keep your minimum balance, there are no service fees.
- No service charge if the required balance is maintained
- Get started with only $100 opening deposit for Rite Checking
- IBC Bank Instant Issue Visa Debit Card
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Regular Checking
This flexible checking account provides easy access to your money and allows you to perform transactions at no additional cost. This personal checking account offers a free Visa debit card and waived monthly service fees if a minimum balance is maintained.
- FREE IBC Bank Visa Debit Card with unlimited transactions
- Unlimited check writing
- Free imaged statement
- No service charges with a daily balance of $850 or more
- Mobile deposits
- Various transactions with no additional fees
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Interest Checking
IBC Bank offers several interest-bearing checking accounts, including IBC Connection, Check 'N Save Negotiable Order of Withdrawal (NOW), IBC Elite Checking NOW, Check 'N Save Plus (Money Market Account), and IBC Elite Advantage (Money Market Account). Earn interest with competitive rates and take advantage of bonus rates on CDs.- Competitive interest rate on accounts with higher balances
- No service charge when minimum balance is maintained
- Money market accounts with variable interest rates
- Added benefits for those 50 years of age and older
- Maximize return on investment with bonus rates on CDs
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Order Checks
Order Checks For Your Personal Account
Running low on checks? Easily order checks online in minutes.
| Print Version | FREE Checking | Great Value Checking | Interest Checking | |||
|---|---|---|---|---|---|---|
| IBC FREE Checking | Rite Checking | Regular Checking | IBC Connection | |||
| Personal checking account free of service charges and no minimum balance requirement | Very affordable checking account for those with less than 50 debits per month. No service charge if required balance is maintained. | A basic checking account that gives you the option of not paying a service charge if a required monthly balance is maintained. | Interest bearing accounts that take advantage of combined balances and offer bonus rates on CDs and features. | |||
| Unlimited Check Writing | ||||||
| No service charge Regardless of balance | ||||||
| No service charge when minimum monthly balance is maintained | ||||||
| Variable Interest Paid | ||||||
| Tiered Variable Rate of Interest | ||||||
| Premium Money Market Rates | ||||||
| 10 Basis points on CD's | ||||||
| Imaged Statement | ||||||