Check 'N Save Negotiable Order of Withdrawal (N.O.W.) Business Interest Checking
Check 'N Save (N.O.W.) business interest checking combines unlimited check writing privileges and interest earnings. Restricted to sole proprietorships, non-profit organizations, and certain other entities.Business Check ‘N Save N.O.W. OverviewChecking Process Header
*Account Requirements and Service Fees
- Maintain average collected balance of $3,000 to avoid service charge
- Requires a minimum daily balance of $1,500 or a $3,000 average investable balance throughout the statement cycle to earn interest. Interest is calculated using investable balance.
- The investable balance is calculated by using the average balance less uncollected funds, less reserve requirement and a premium assessment factor
- A $10.95 maintenance fee if minimum balance is not maintained
- $0.20 per debit posted; $0.50 per credit posted
- $0.10 per item deposited that is drawn on IBC Bank or Commerce Bank; $0.15 per item deposited that is drawn on another bank
- Postage fee based on number of enclosures
- Business Line of Credit available
FREE IBC Voice
Bank from home or anywhere you want, anytime you want. Check your balance, make transfers or order checks.
IBC Bank Online with Bill Pay
Bank from home or anywhere you want, anytime you want. Check your balance, make transfers or order checks, and see your check images. Pay bills fast and easy.
IBC Link
Access to the most comprehensive PC-based corporate cash management system. Review account balance, review history, produce interim bank statements, transfer funds, initiate wire transfers and verify check clearing/deposits. Password protected.
IBC Bank Visa Business Debit Card
Use your IBC Bank Visa Business Debit Card to pay for products and services, or to withdraw cash from your account at any IBC Bank ATM and at over 30 million Visa locations worldwide.