IBC Elite Checking Negotiable Order of Withdrawal (N.O.W.)
IBC Bank offers International clients IBC Elite Checking (NOW), a competitive interest-bearing account for those 50 years or older who maintain above-average balances.
IBC Elite Checking Overview
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- Minimum Opening Deposit of $100Easy to get started by depositing a minimum of $100 in your account
- No Service Charge if Required Balance is Maintained
- Maximize Your InvestmentEarn interest when balance requirements are met
- Funds Earn Competitive Current Rates With IBC’s Variable Interest Rate
- Total ConvenienceUnlimited check writing
- Peace of Mind With Protection From Unauthorized Use of Your Credit Cards
- Security of Fast Access to Cash in Case of an Emergency With IBC’s Emergency Cash Advance Service
- Monetary Assistance for Unexpected Circumstances With $100,000 Common Carrier Accidental Death Insurance Coverage
- Interest is Calculated Using the Investable Balance
- Save Money on Medical Needs With Pharmacy Service Discounts
- Convenience of Planning Your Next Trip With 24 Hour Travel Reservation Service
- Save Money on Select Items With Nationwide Discount Book
- Peace of Mind Knowing Keys Can Be Easily Replaced With Registered Keying and Lost key Return Service
Account Requirements and Service Fees:- Maintain average collected balance of $2,500 or minimum daily balance of $850 to avoid service charge
- $7.95 service charge per month if minimum balance requirements are not met
- Requires a daily collected balance of $850 to earn interest
- Per debit charge is $0.25
- Postage fee based on number of enclosures
- Oklahoma Accounts, as allowed by law, a dormant fee of $5/month after 1 year without customer initiated transactions, such as deposits or withdrawals
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