IBC Elite Checking Negotiable Order of Withdrawal (N.O.W.)IBC Bank offers International clients IBC Elite Checking (N.O.W.), a competitive interest bearing account for those 50 years of age or older who maintain higher than average balances and have unlimited check writing needs.
IBC Elite Checking OverviewChecking Process Header
Minimum Opening Deposit of $100
Easy to get started by depositing a minimum of $100 in your account
No Service Charge if Required Balance is Maintained
Maximize Your Investment
Earn interest when balance requirements are met
Funds Earn Competitive Current Rates With IBC’s Variable Interest Rate
Unlimited check writing
Peace of Mind With Protection From Unauthorized Use of Your Credit Cards
Security of Fast Access to Cash in Case of an Emergency With IBC’s Emergency Cash Advance Service
Monetary Assistance for Unexpected Circumstances With $100,000 Common Carrier Accidental Death Insurance Coverage
Interest is Calculated Using the Investable Balance
Save Money on Medical Needs With Pharmacy Service Discounts
Convenience of Planning Your Next Trip With 24 Hour Travel Reservation Service
Save Money on Select Items With Nationwide Discount Book
Peace of Mind Knowing Keys Can Be Easily Replaced With Registered Keying and Lost key Return Service
Account Requirements and Service Fees:
- Maintain average collected balance of $2,500 or minimum daily balance of $850 to avoid service charge
- $7.95 service charge per month if minimum balance requirements are not met
- Requires a daily collected balance of $850 to earn interest
- Per debit charge is $0.25
- Postage fee based on number of enclosures
- Oklahoma Accounts, as allowed by law, a dormant fee of $5/month after 1 year without customer initiated transactions, such as deposits or withdrawals
FREE IBC Voice
Bank from home or anywhere you want, anytime you want. Check your balance, make transfers or order checks.
FREE IBC Bank Online with Bill Pay
Bank from home or anywhere you want, anytime you want. Check your balance, make transfers or order checks, and see your check images. Pay bills fast and easy.
IBC Bank Instant Issue Visa Debit Card
Use your IBC Bank Visa Debit Card to pay for products and services, or to withdraw cash from your account at any IBC Bank ATM and at over 30 million Visa locations worldwide.