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IBC Elite Advantage (Money Market)

A competitive interest-bearing account with bonus rates on CDs for those 50 years or older maintains higher-than-average balances. This account also offers premium money market rates. There is no service charge if the required balance is maintained.*

Personal IBC Elite Advantage Overview

    • Maximize ROI
      Maximize your Return on Investment with additional 10 basis points on CDs
    • Maximize Investment
      Earn interest when balance requirements are met
    • Tiered Variable Interest Rate
      Funds earn competitive interest rates
    • Calculated Interest
      Interest is calculated using the collected balance
    * Account Requirements and Service Fees:
    • Maintain minimum daily balance of $5,000 or average collected balance of $7,500 to avoid service charge
    • Must have an IBC Elite Checking (N.O.W.) account
    • Tiered rate of interest. Requires a minimum daily balance of $5,000 to earn interest
    • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (e.g. checks)
    • $15 service charge per month if balance requirements are not met
    • Per debit charge is $0.25
    • Debits are any and all withdrawals made from this account, except for bank associated fees and/or service charges
    • Postage fee based on number of enclosures
FREE IBC Voice, IBC Texas

FREE IBC Voice

Bank from anywhere and anytime. Check your balance, make transfers, or order checks.
24/7 Access to My IBC Bank Online, IBC Texas

Online Banking

Bank from anywhere and anytime with 24/7 access to My IBC Bank Online. Check your balance, make transfers, order, and see your check images.
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