IBC Elite Checking Negotiable Order of Withdrawal (N.O.W.) Account
An interest-bearing account packed with added benefits for those 50 years and older. Some features include:
- $100,000 common carrier accidental death insurance (insurance is split into joint accounts)
- Peace of mind with protection from unauthorized use of your credit cards
- Plan your next trip with a 24-hour travel reservation service
- Save money on medical needs through pharmacy service discounts
- Nationwide discount book - significant savings on a wide variety of services and products
- Registered keyring and lost vital return service
Personal IBC Elite Checking (N.O.W.) Overview
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- $100 Opening DepositEasy to get started by depositing a minimum of $100 in your account
- No Service Charge if Required Balance is Maintained*See account requirements and service fees bellow
- Maximize Your InvestmentEarn interest when balance requirements are met
- Emergency Cash Advance ServiceSecurity of fast access to cash in case of emergency
- $100,000 Common Carrier Accidental Death Insurance CoverageMonetary assistance for unexpected circumstances
Oklahoma accounts, as allowed by law, a dormant fee of $5 /month after 1 year without customer initiated transactions, such as deposits or withdrawals
* Account requirements and service fees:- Maintain average collected balance of $2,500 OR a minimum daily balance of $850 to avoid service charge
- Variable rate of interest. Requires a minimum daily balance of $850 to earn interest.
- $7.95 service charge per month if balance requirements are not met
- Per debit charge is $0.25
- Postage fee based on number of enclosures
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