IBC Elite Checking Negotiable Order of Withdrawal (N.O.W.) AccountAn unlimited check writing, interest bearing account packed with added benefits for those 50 years of age and older. Some features include:
- $100,000 common carrier accidental death insurance (insurance is split on joint accounts)
- Peace of mind with protection from unauthorized use of your credit cards
- Plan your next trip with 24-hour travel reservation service
- Save money on medical needs through pharmacy service discounts
- Nationwide discount book - great savings on a wide variety of services and products
- Registered keyring and lost key return service
Personal IBC Elite Checking (N.O.W.) OverviewChecking Process Header
$100 Opening Deposit
Easy to get started by depositing a minimum of $100 in your account
No Service Charge if Required Balance is Maintained
*See account requirements and service fees bellow
Maximize Your Investment
Earn interest when balance requirements are met
Emergency Cash Advance Service
Security of fast access to cash in case of emergency
$100,000 Common Carrier Accidental Death Insurance Coverage
Monetary assistance for unexpected circumstances
- Oklahoma accounts, as allowed by law, a dormant fee of $5 /month after 1 year without customer initiated transactions, such as deposits or withdrawals
* Account requirements and service fees:
- Maintain average collected balance of $2,500 OR a minimum daily balance of $850 to avoid service charge
- Variable rate of interest. Requires a minimum daily balance of $850 to earn interest.
- $7.95 service charge per month if balance requirements are not met
- Per debit charge is $0.25
- Postage fee based on number of enclosures
FREE IBC Voice
Bank from anywhere and anytime. Check your balance, make transfers or order checks.
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IBC Bank Instant Issue Visa Debit Card
Use at any IBC ATM and at over 30 million Visa locations worldwide.