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IBC Elite Checking Negotiable Order of Withdrawal (N.O.W.) Account

An interest-bearing account packed with added benefits for those 50 years and older. Some features include:

Personal IBC Elite Checking (N.O.W.) Overview

    • $100 Opening Deposit
      Easy to get started by depositing a minimum of $100 in your account
    • No Service Charge if Required Balance is Maintained
      *See account requirements and service fees bellow
    • Maximize Your Investment
      Earn interest when balance requirements are met
    • Emergency Cash Advance Service
      Security of fast access to cash in case of emergency
    • $100,000 Common Carrier Accidental Death Insurance Coverage
      Monetary assistance for unexpected circumstances

    Oklahoma accounts, as allowed by law, a dormant fee of $5 /month after 1 year without customer initiated transactions, such as deposits or withdrawals

    * Account requirements and service fees:
    • Maintain average collected balance of $2,500 OR a minimum daily balance of $850 to avoid service charge
    • Variable rate of interest. Requires a minimum daily balance of $850 to earn interest.
    • $7.95 service charge per month if balance requirements are not met
    • Per debit charge is $0.25
    • Postage fee based on number of enclosures
FREE IBC Voice

FREE IBC Voice

Bank from anywhere and anytime. Check your balance, make transfers or order checks.
FREE IBC Bank Online with Bill Pay

FREE IBC Bank Online with Bill Pay

Bank from anywhere and anytime. Check your balance, make transfers, order checks, see your check images, and pay bills.
IBC Bank Instant Issue Visa Debit Card

IBC Bank Instant Issue Visa Debit Card

Use at any IBC ATM and at over 30 million Visa locations worldwide.
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