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  • Retail Accounts - IBC Bank

Ready to make the switch?

We offer FREE Checking, No Fine Print.

We offer a basic personal checking account free of charge, which includes unlimited check writing and no minimum balance required. You can easily get started with a $10 opening deposit.
IBC Free Checking:
  • No monthly service fee
  • No minimum balance or direct deposit required
  • Immediate, instant issue Debit Card when opening an account at any branch Flexibility to use at any IBC Bank ATM and over 30 million Visa® locations worldwide.
  • Online and Mobile banking*
  • Check your balance, make transfers, check deposits, and pay bills.
    *See schedule of fees and charges for applicable fees.

We’d love for you to be a part of the IBC family!

We can help set up your account quickly and easily, from online banking, to mobile wallet and direct deposit.

Why IBC Bank?

Ranked #1 in Texas by Forbes
Highly ranked mobile app.
Extended hours and Sunday banking.
Personalized service at its finest.
Extensive library of banking demos.
Commitment to give back to the community.

Come visit us or speak to a representative today!