Tailored Business Insurance

Property coverage will protect your building, contents, equipment, and other physical assets from a covered loss.

• Builder's Risk / Installation
• Monoline Property
• Excess Coverage

This coverage can provide a legal defense cost for your business as a result of a covered accident.

• Premises Liability
• Product Liability
• Completed Operations

Provides coverage to employees who are injured on the job regardless of fault. It also helps protect employers from any legal liability resulting from such accidents.

• Competitive Pricing
• Help with safety programs/loss control
• Quick turnaround time on quotes

We make sure you're getting the proper protection. Help protect yourself against financial losses from accidents involving vehicles you own or use in your business.

• Individual vehicles
• Fleet coverage
• Specialized delivery

Running a specialized automotive business isn't easy, and we understand several challenges. Finding the right insurance coverage should not be one of them. As a specialist in garage operations, we would like to introduce you to a top-of-the-line insurance program specifically designed for Garage Operations like yours.

• Auto service operations
• Dealer's open lot
• Garage liability & garage keepers

We understand Surety Bonds. IBC Insurance Agency has experienced people who can provide bonds for contracts & contractors, general license & permits, and miscellaneous bonds for various purposes.

• Supply bonds
• Commercial Surety - License & Permit
• ERISA - Fidelity

IBC offers products with a wide range of benefits for people 65 years of age or older and some people with disabilities who qualify for Medicare. Even though Medicare provides fairly comprehensive health coverage, it does not cover everything.

Insurance that helps protect against unexpected bad debt loss due to insolvency or slow pay of customers owing payment to a business for goods or services provided.

Liability, Property, Pollution, and Bonding support for all kinds of environmental risks including contractors.

Because health insurance plans change from year to year, you should carefully consider each health plan, comparing plan benefits and costs as well as your families changing healthcare needs. If you are self-employed or if your company doesn't offer group policies, you may need to buy individual health insurance. By comparing the monthly costs of multiple plans before you buy, you are sure to find an affordable plan to help protect you and your family. Here are just a few of the life and health carriers IBC Insurance Agency provides coverage through:

• Aetna
• John Alden
• Celtic
• BlueCross BlueShield
• UniCare
• Humana

With health insurance becoming more and more expensive we understand it pays to shop around and get multiple quotes from different companies. We realize most employers struggle with the decision whether to keep their group coverage or not due to the rising cost of health care. That's why we are dedicated to providing you a customized quote that will meet your group's needs. We spend a lot of time researching the best plan for you and your employees.

• Our goal is to always consider your specific situation
• No cookie-cutter, one-size-fits-all insurance packages
• We stay on top of changing conditions in the health insurance industry
• Active member, National Association of Health Underwriters
• Active member, Texas Health Underwriters Association

We offer comprehensive dental plans for both Group and Individual needs. Call us today to discuss your options and get a free quote.

Too many people think about insuring their health but don't think about insuring their income. What would happen if you were hurt and could not work? Could your family survive without your income? Disability income pays most of your salary if you are hurt or become ill and are not able to work. Most people live paycheck to paycheck and would be financially devastated if they were not able to bring home a paycheck for a few weeks or a few months.

• Individual disability coverage
• Group disability coverage
• We compare policies and prices for you and your employees

IBC Insurance Agency provides individual and business vision insurance. We offer comprehensive plans for both personal and business needs. Call us today to discuss your options and get a free quote.