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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. IBC Bank and IBC Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using IBC Investment Services and may also be employees of IBC Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of IBC Bank or IBC Investment Services. This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Alabama, Arkansas, Arizona, California, Colorado, Delaware, Florida, Georgia, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia and Washington.
Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or
Any Other Government Agency
Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value
.
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IBC Bank Investment - Common Stock
Common Stock
A share of stock is the smallest unit of ownership in a company. If you own a share of a company's stock, you are a part owner of the company. You have the right to vote on members of the board of directors and other important matters before the company. If the company distributes profits to shareholders, you will likely receive a proportionate share. Stock investing involves risk including loss of principal.
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IBC Bank Investment - Preferred Stock
Preferred Stock
Corporations may also issue preferred stock, which represents a class of ownership with a stated dividend that must be paid before it is paid to common stock holders. Preferred stock does not usually have voting rights but preferred stock holders have priority over common stockholders on earnings and assets in the event of liquidation.