CHAIRMAN'S CORNER - DENNIS E. NIXON

From our earliest days, loyalty has never been something we expected, it's something we hope to earn. We've listened closely, adapted thoughtfully, and grown alongside the communities we serve. Through changing times and evolving needs, our promise has remained the same: to DO MORE for our customers, not because it's easy, but because it's the right thing to do.

As we celebrate six decades of superior service, we are deeply grateful to you, the customers who have trusted us with their financial needs. Your loyalty has allowed us to grow, innovate, and invest into the people and places that matter most, our communities we serve. Every milestone we reach is made possible by the relationships we've nurtured, relationships built on mutual respect, transparency, and care.

This year also marks a historic moment for our nation as America approaches its 250th anniversary. It's a time to reflect on the enduring values that have shaped our country, liberty, resilience, the opportunity to achieve the American dream, and the belief that progress is built one generation at a time. Those same values have guided our organization for 60 years and continue to inspire our vision for the future and our legacy.

Looking ahead, we remain committed to honoring our legacy while embracing the future. We will continue to invest in innovation, strengthen our communities, and deliver solutions that help our customers move forward with confidence. Most importantly, we will continue to earn your trust every day, in every interaction with every handshake, all focused on achieving success.

Thank you for being part of our journey. The past 60 years have been extraordinary, and with your continued trust and loyalty, the future holds even greater promise. 

Dennis E. Nixon 

Chairman & CEO