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Doing More Since 1966

IBC Bank was founded in 1966 to meet the needs of small businesses in Laredo, Texas. Today, it serves as the flagship bank of International Bancshares Corporation. Since its opening, IBC has grown from less than $1 million in assets to more than $15.1 billion, making it one of Texas' largest holding companies. IBC now serves 75 communities throughout Texas and Oklahoma with 166 branches and more than 256 ATMs providing full service banking seven days a week. IBC Bank has made banking convenient for its customers by offering late and weekend hours at many of its locations. It also offers a number of retail branches inside shopping malls and supermarkets such as Walmart.


International Bancshares Corporation has been ranked among the nation's best by business publishing giant Forbes magazine. In 2021 the bank ranked #1 among all Texas banks and #3 in Oklahoma on the prestigious list of the Best Banks and Credit Unions in Every State based on factors such as the trust, terms and conditions, branch services, digital services and financial advice. 

The success of IBC and its record of over 55 consecutive years of growth and profitability are attributable to Chairman of the Board and CEO Dennis E. Nixon and the leadership team surrounding him.

Our Business Philosophy

IBC's successes are the result of an aggressive and innovative attitude. The bank's "We Do More" philosophy reflects its dedication to the growth and success of its customers and communities. It means IBC goes above and beyond to respond to its customers' needs.

Commitment to the Community

Our commitment to "Do More" for the communities we serve permeates our company from the top down. Community involvement decisions are made on a local level because our more than 2,200 employees in Texas and Oklahoma are personally vested in the communities in which we live. 

IBC employees are encouraged to actively participate in civic and charitable organizations supporting the arts, education, neighborhood revitalization, economic development, medical research and other philanthropic endeavors.

More for Our Customers

IBC employees go beyond what is expected from traditional bankers. IBC believes in working with the customer at a time and place where it is most convenient to them. IBC's motto, "We Do More," is seen clearly through the highly personalized attention the bank offers. Through close and personal customer relations, IBC customers are known by their names and not by their account numbers.  

Superior products and services are tailored to the specific needs of its personal and business customers.