Mutual FundsMutual Funds allow investors to achieve a high level of diversification through ownership of a large number of securities and provide portfolio management by experienced professionals. There are numerous funds with varying degrees of risk and investment objectives which allow for diversification.
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Various Mutual Funds
They offer diversification in a client's portfolio with affordable, minimum additions
Each investor shares proportionately in the fund's investment returns, the income (dividends or interest) paid on the securities and any capital gains or losses caused by sales of securities the fund holds
Securities offered through LPL Financial, Member FINRA / SIPC. Insurance products offered through LPL Financial or its licensed affiliates. IBC Bank and IBC Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.
This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered: Alabama, Arkansas, Arizona, California, Colorado, Delaware, Florida, Georgia, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia and Washington. Please note that not all of the investments and services mentioned are available in every state.
|Not FDIC Insured||Not Bank Guaranteed||May Lose Value|
|Not Insured by Any Government Agency||Not a Bank Deposit|
Growth and Income Funds
Buy shares of established companies.
Buy shares of companies in a particular sector.
Buy shares of every stock in a particular index, such as the S&P 500.
Bond funds which range anywhere from government bond funds to more risky high-yield bond funds. High yield/junk bonds (grade BB or below) are not investment grade securities and are subject to higher interest rate, credit, and liquidity risks than those graded BBB and above. They generally should be part of a diversified portfolio for sophisticated investors.